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NEW HOME - I HAVE MOVED!
If you're still reading this on the old URL, please change your browser bookmarks to https://sgbudgetbabe.com from now on as I've migrated to a different hosting server (hopefully for the better)!
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Actual Hospital Bill for Normal Delivery - Thomson Medical vs. Mount Alvernia...
How much does it cost to give birth in Singapore today amidst the pandemic? If you intend to deliver in a private hospital, these 6 bills from different mothers should give you a good idea of how much...
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A Warning on Royal Caribbean Singapore
Read this cautionary tale if you're travelling on Royal Caribbean Singapore anytime soon, or if you intend to.Cruises to nowhere have been a big hit since the pandemic started, but should you choose to...
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Tired of doing technical analysis on your laptop? You can now chart on-the-go...
For many years, POEMS has been one of Singapore’s most popular trading platforms with access to multi-assets, multiple markets as well as your own dedicated Equity Specialist – all for incredibly low...
View ArticleOCBC has fully reimbursed S$13.7M to scam victims - why this scam will go...
OCBC has just announced that it has made "full goodwill payments" to all victims of the recent SMS phishing scam that impersonated the bank.This fateful OCBC scam will definitely go down in Singapore's...
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Toddler Formula vs. Fresh Milk - Which is Better? Here's Why We Chose Formula...
If your child is willing, you can make the switch to fresh or UHT milk after they turn one. But here's why I chose to stick with formula milk anyway - it is cheaper, more convenient, and helps to...
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Savers can check out this 1.2% p.a. plan for 2 years
For savers with at least S$10,000 looking for an option that will give you at least 1.2% p.a. guaranteed returns for the next few years, which will serve you better - your bank account, fixed deposits,...
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Econ Healthcare lost 3.2 million on a HK stock. But how did Crosstec even...
In a previous article about Econ Healthcare, I wrote about how I wasn't interested to invest in the company for various reasons. Today, I add another key reason to that list and question their...
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How Fractional Shares Can Help Investors - Syfe Trade Fees and Review
Investing in fractional shares can be useful for both new and experienced investors. For those who are just starting out and do not have a huge sum of capital to invest, fractional shares allow you to...
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How CPF can help your house (and vice versa)
Some of you might recall my controversial post several years ago when I mentioned I didn't have any intention of using my CPF to pay for housing, and prefer to use cash instead for repaying a bank loan...
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How to spot a scam so you don't become the next victim
In December, Singaporeans lost over S$8.5 million to scammers. Of this sum, about S$2.7 million was lost to phishing scams masquerading as OCBC over the Christmas weekend alone.Source: Business...
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2021 Financial Review - Income Growth but a Reduced Investment Performance
As the year comes to an end, I typically do an annual review of my finances to check how my progress has been, and where we currently stand. I examine my income growth, expenses, savings, insurance...
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Didn’t Meet Your Financial Goals Last Year? Here’s How To Finally Achieve Them.
Every year, most of us set financial goals as resolutions for the new year, but most people don’t end up achieving them. In fact, 94% of Singaporeans tend to set personal finance-related resolutions...
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What is the Owner-Occupier Scheme for HDB?
In my last article, I wrote about how a couple can own a HDB and a private property without incurring hefty ABSD on their second property, under the HDB owner-occupier model.Many of you have DM-ed me...
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Buying A Property Soon? Here's how you can (legally) get around the latest...
The Singapore government has announced its latest round of cooling measures for the property market. Here's a quick summary, and how you can (legally) get around them.What are the latest changes?1....
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All Employers of FDWs Should Download Singtel Dash – Here’s Why
As a mother and an employer of a foreign domestic worker / helper, I find myself using Singtel Dash often for various reasons, and would recommend that you consider using it too. Here’s why Singtel...
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How To Maximise Your Digital SingapoRediscovers Vouchers
Yet to utilize your digital SingapoRediscovers Vouchers? Book your experiences for eligible attractions, hotels and tours using your SingapoRediscovers Vouchers by 31 December 2021 and enjoy them by 31...
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OCBC RoboInvest Review - a worthy contender with 36 portfolios to choose from
OCBC's RoboInvest is the most extensive robo-advisor in Singapore, with a total of 36 thematic portfolios across 6 markets. While most robo-advisors use ETFs in their portfolios, OCBC differs by...
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Why You Should Consider Getting Long-Term Disability Insurance
Having seen how even healthy folks can suddenly become fully dependent on others for life's simplest tasks - be it due to an accident or an unexpected illness - I've come to realise that disability...
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Protect Yourself Against Long-Term Disability Costs: Review of Income's Care...
By 2030, 1 in 2 healthy Singaporeans aged above 65 are expected to become severely disabled by the end of their lifetime.. We can no longer afford to ignore protection for long-term care and what it'll...
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